Freelancing Vs. Full-Time Work From Home Job

Freelance Vs Workhome

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Best Work From Jobs For Housewives

The current generation of professionals has a very good number of opportunities and this is enabling people to work on the mode of their choice and that’s when people really get into the confusion between the choices of freelancing vs. a Full-time work-from-home job. But then any wrong decision in this regard shouldn’t put their careers, learning and earning in trouble, unfortunately, a lot of them are landing into various kinds of problems when they make a wrong decision.

I am going to provide some meaningful information about “ Work From Home Vs Freelancing” which should enable you to make a wise decision,

Before we get to the discussion of the differences between freelancing and working from home, or about the choice of which one to choose let’s understand the meaning of each of these in detail, and then understand the difference between freelancing and a full-time job becomes a lot easier.

Work from home full-time jobs:

Work from a home full-time job, in this type of work you will be working as a full-time employee in an employer’s payroll with a designation and responsibilities assigned to you. Also, you will be paid for the role you are hired for and never on basis of work you have done/to do, and in some organizations, you would get additional pay as an incentive on top of the fixed pay when you meet the targets assigned in your role. When you work in a full-time job you would enjoy all the benefits a company provides to their employees such as health insurance, PF accounts, HRA’s, and various other kinds of allowances depending on the company.


In the freelancing career option, you don’t have to be on the payroll of the client or the company who is expecting your time or expertise or both and you will be paid only on basis of the time or the expertise or work delivered on the project. You are self-employed and you are free to charge the client on your terms on basis of hours of work done or that particular task completion and on a mutual understanding you get on to payment terms. You are free to decide on the project or the client and you can work with as many clients as you want until you have time and you are not getting into any agreements of exclusivity. In this mode of working you will not enjoy any company benefits such as health insurance, PF account, HRA’s, etc, you are just paid as you bill.


Full-time job:

You are supposed to work on everything that’s been assigned to you and in your scope of work and you are expected to work the prescribed hours every day as per the company policy. You have to also abide by the company policy in terms of leaves, work hours, leaves, working days, the way you work, the quality and number of work, etc, of course, you have to report regularly to your manager or boss about the work.


In freelancing, you can decide the work you want to take up and the number of hours you want to spend on a daily or weekly basis. You don’t need any leave approval from the client, you can decide and you will have the flexibility of deciding how long and how many hours a day you want to work as you will be paid either on basis of work done or the time that you invest in your clients work or project.


Full-time job:

You are paid on a monthly basis on basis of the employee engagement or contract you have made with the employer. You will be paid regardless of the work/task/assignments you have worked on.

There will be also applicable tax deductions, a TDS of 10% will be deducted on the salary, the PF deduction will be made and health insurance as well. In some cases, the company pays for employees from their pockets and in some cases, it has to be paid by the employee.

You can prefer to get paid weekly, biweekly, monthly, or on basis of the project. You have an option to avail an advance payment as well in full or partial payment.


You are paid on basis of the amount of work done or the number of hours of work done as per the mutual agreement about the tasks or the hourly paid price. In case you are a regular freelancer for the same company and exceed the nontaxable amount the client will deduct a TDS amount or may pay to the government from his end without deducting the TDS. If you are working across various countries your deductions will be as per the respective country policy, and in case if you are getting your works from a particular platform there can be the respective platform’s deductions applicable.


Full-time employees:

You are expected to work or be available during office hours, and meet all the expectations of fulfilling the work assigned to you. You are expected to maintain a code of conduct and work ethics. You are not allowed to work with competitors or other projects while you are associated with an organization. The employer may also decide to work from the office or home or hybrid and you have to follow it regardless of your requirements.


You are expected to deliver the work and it doesn’t matter how and what you do. If you are charging on basis of hours you are expected to deliver quality work and also as per the scope of work agreed upon. There won’t be any restrictions about the number of clients that you can work for if you are not into any exclusivity agreements. You are completely in your control to decide the work, clients, projects, pay, etc. You are never expected to work from the office in this mode of working.

Working hours:

Full-time job:

In case it’s a day shift you have to work from morning to evening for the number of hours defined/expected by the organization. You will not have flexible working hours or the number of working hours a day, you have to compulsorily deliver the expected number of hours a day or a week or month.


You will have the flexibility to decide when to start and when to stop working, which day to work and which day not to work. You will be completely independent of making the decision at your convenience.


Full-time role:

The learning will be best especially if you are in the initial stages of your career. You get the opportunity to interact with most of the teams and people in the organization wherever your presence is expected.


The learning in the freelancing mode is limited, as you have to focus on the delivery of the task or the number of hours while you implement the expertise. When you work on assignments you will just have self-learning and learning from other experts or peers will be very limited.


Full-time job:

The earnings are as per the offer you accepted from the employer and sometimes may include incentives as well based on the type of roles you are employed. Your income will be stable and you would not see any ups and downs until and unless you opt for LOP or the leave encash or achieve targets or miss the targets. Your basic pay will always be unimpacted.


The earnings depend on a few factors like,

  • The number of hours you work if you are charging on basis of hours you work.
  • The tasks you complete if you are charging on basis of the task
  • The number of projects you complete if you are charging on basis of projects

It’s completely in your control and may drastically vary on basis of your effort.

Which one to opt for “Freelancing or the Work From Home Full Time Job”:

By now you should be able to decide which one is best for you, if you are still not clear the following checklist should help you make the decision.

This completely depends on,

1. The expertise you have got in your domain

If you are not an expert people would not prefer to get the work done from you. The work will be outsourced to freelancers only if they can deliver independently by bringing in their expertise.

2. Type of skills you acquired

Not all the skills can help you to get freelance work, only certain skills can get you more opportunities. For example, digital marketing can get a lot of opportunities as compared to that testing skills.

Skills like content writing, graphic designing, digital marketing, web development, and web designing would fetch a lot of freelance opportunities as compared to that of the profiles working on testing, a specific tool, and work specific to an organization.

3. The years of experience you have got

The years of experience would have enabled me to earn better on payroll than in freelancing and in those scenarios opting for a full-time job will be the best choice.

If many years of experience have enabled you to fetch more projects and if you think you can make more than your CTC you can opt for freelancing.

Let me take an example,

If you are many years of experience and have good CTC which cannot be earned by freelancing then your choice should be a full-time job, also if you don’t have the network and if you are not able to market yourself you may have to opt for full-time job and freelancing is not the right fit.

4. The time for work especially if you are tied up with household responsibilities

Freelancing is the best option for housewives, people are busy with many responsibilities, already working on other jobs, and cannot put in full time for a full-time role if they prefer to be self-sufficient, independent, and flexible work hours and days they can opt for freelancing.

5. The earnings and benefits you make out of each of these model

If you are clear about your earnings and benefits from these models and whichever is beneficial for you from all perspectives just go with it.

6. Your mindset of being independent

Few people don’t like the boring 9-6 job or they cannot make it those long hours being a family person or housewife and they prefer to work at their flexible hours and freelancing will be the best option in these cases.

7. The financial status and insecurities

If you are financially not stable freelancing can be risky sometimes and hence you may have to prefer full-time. Freelancing with a low income at times may lead you to a lot of insecurities and hence your choice should be full-time if you have too many expenses already.

8. The network or selling skills you have got


Freelancing is the best option if people are looking for flexible options and don’t have enough time to work and don’t care much about a stable income or have fewer financial burdens or expenses. Also freelancing is the best option if someone can make more earnings than their CTC just by working for a few hours a week.

Freelancing is for someone who likes the flexibility of work hours, clients, work types, or projects and that extra income mindset.

Many freelancers are on full-time jobs and are preferring to take freelance projects just for that additional income. People who understand how freelancing works, are able to make more money, and are owing such skills in demand for freelancing are picking up freelance careers.